Payable On Death
Almost all the seniors in your church, 63+, have a savings or checking account.  Have them go to their bank and ask a teller for a POD form. Have them fill it out and give 10k-15k to the Church.  This idea cost the church nothing and cost the senior nothing (besides the gift they give once they die).  Doing this will also bypass Probate with lawyers once they die.  Probate can be 5% of all your assets: stocks, check, savings, retirement funds… Let’s say a senior has $100,000 in all their assets, 5% would be $5,000.  The savings on probate plus an extra 5k or 10k is what we are looking to give the churches.

The senior gives only 5% of their assets to the church plus the 5% that they would save on Probate.  Lets say a church has 10 seniors do this model, who all give on average 12K out of all their assets.  10 seniors x $12k/senior= $120,000.  All that money is given directly to the church.  


Gift Annuity
We will be offering a special gift annuity for a senior, typically 70, who want to give a gift but also want a stream of income right now.  They gives a gift of $25,000 and receive a specific percentage back each year.  After the annuity has ended a minimum of 50% of the gift will be given to the Church, the church will know exactly when all annuities are ending.  The senior was able to give a gift to the church and receive a steady income stream (much higher than it would sitting in a checking/savings account, and still higher than a normal investment option). 

If the senior feels inclined they can reinvest their percentage back into the annuity.  Meaning the Church would get the full gift plus all the interest earned.  This would be ideal for a senior wanting to give a bigger gift and not worried about a steam of income.  

Lets say 4 members give a $25k gift annuity.  A minimum of 50% is required to go the church.  Once the annuities end, the church will receive a minimum of $50,000.  Add that to the above POD amount.  A church could make close to $200,000.  All of this is done for free and our office is not paid anything.  

Gift annuities do not have to be cash; stocks, bonds, roth IRA, land, etc can all be used as a gift.  We have different programs we can run to create models and graphs for your lawyers and accountants. We can show income tax savings, capital gains tax avoidance, estate taxes, etc.  


Farmers Gift.
Farmers have a big problem.  The price for land has gone up in value, and it will be difficult to pass the farm to the next generation.  Especially if the next generation is split on those who do or do not want to farm.  How can a brother buy out his sister without having to sell a portion of the farm to give her cash?

Purchasing a life insurance policy including coverage for Long Term Care (nursing home, assisted living, in home care, etc) will help.  The value and cost of the policy will be based on the age and health of the policy owner.  These policies can be  $500,000 to well over a million if needed.  

Meaning when the dad gets sick, his end of life care will be paid for (nursing home stay, in home nurse) plus all the extra left will be given to his two children. The son then uses his portion to buy out the daughter not wanting to farm.    


How it works:
When we sit down with your seniors we will explain all this plus create forms for them to show to their lawyers and accountants.  We will also advice them to give a certain percentage to the church as a tithe or a gift to the king.  


How large institutions do it.
Large universities (and hospitals. etc) use these programs daily as part of their funding and operations strategy. They not only can operate off the interest but they could even not charge tuition because the legacy programs generate such large amounts of cash. 

They focus their efforts on upper class families, but we are changing that strategy and focusing on middle class families.  This strategy is focused on helping the local church and God’s Kingdom as a whole.  When we arrive at Gods gate, let it be heard loud and clear.  “Well done my faithful servant.”  Depending on your strategy your gift is given while alive or after your death.  Either way your gift is ending up at God’s feet as you “Enter into the Joy of the Lord”